Acceptance of Terms

By accessing this website, you acknowledge that you have read, understand, and agree to the terms set forth below. If you do not agree, you should not use this website.

1. Informational Purposes Only – No Offer

This website is provided solely for general informational purposes.

Nothing contained herein constitutes:

• An offer to sell or a solicitation of an offer to buy any security;

• An offer to participate in any investment vehicle or real estate transaction;

• Investment, legal, tax, accounting, or other professional advice; or

• A recommendation regarding any security, investment strategy, or transaction.

Atlantic Bay Partners (“ABP”) structures and invests in project-level real estate transactions on a deal-by-deal basis. Any offer to invest in a specific transaction will be made only through definitive offering documents, which may include a private placement memorandum, operating agreement, subscription agreement, and related materials (collectively, the “Offering Documents”).

In the event of any inconsistency between information presented on this website and the Offering Documents for a specific transaction, the Offering Documents shall control in all respects.

2. Not a Registered Investment Adviser

Atlantic Bay Partners is not a registered investment adviser under the U.S. Investment Advisers Act of 1940, as amended, and does not provide investment advisory services.

ABP participates in and structures direct, project-level real estate investments alongside its own proprietary capital and a limited group of co-investors. Nothing on this website should be interpreted as personalized investment advice or as the provision of advisory services.

You are solely responsible for evaluating the merits and risks of any potential investment.

3. Accredited Investors Only

Investments structured or sponsored by ABP are available only to accredited investors and other qualified investors as defined under applicable U.S. securities laws.

This website is not directed to, nor intended for distribution to, any person in any jurisdiction where such distribution would be unlawful or would require registration or licensing not currently in place.

4. Risk Factors

Real estate investments involve significant risks, including but not limited to:

• Risk of loss of principal;

• Development and construction risk;

• Entitlement and permitting risk;

• Market and economic risk;

• Financing and interest rate risk;

• Execution risk;

• Liquidity risk;

• Sponsor and counterparty risk;

• Regulatory and tax risk.

Development-stage and value-add investments carry additional uncertainties relative to stabilized assets.

There can be no assurance that any investment objectives will be achieved or that projected returns will be realized. Past performance of ABP, its principals, or affiliated entities is not indicative of future results.

5. Forward-Looking Statements

This website may contain forward-looking statements, including projections, expected returns, anticipated timelines, development plans, market outlooks, and other statements regarding future events.

Forward-looking statements are inherently uncertain and are based on assumptions that may prove incorrect. Actual results may differ materially due to known and unknown risks, uncertainties, and other factors beyond ABP’s control.

ABP undertakes no obligation to update or revise any forward-looking statements.

6. Accuracy and Completeness of Information

The information contained on this website is believed to be reliable as of the date posted. However, ABP makes no representation or warranty, express or implied, regarding the accuracy, completeness, or timeliness of any information contained herein.

Information may be changed, updated, or removed without notice. ABP undertakes no duty to update any content on this website.

7. Track Record and Prior Experience

References to prior transactions, developments, or projects reflect the experience of ABP’s principals and affiliated entities. Such references are provided for illustrative purposes only and do not constitute a guarantee of future performance.

Not all prior projects were undertaken through Atlantic Bay Partners, and past outcomes should not be relied upon as indicative of future results.

8. Insights, Reflections, and Memo Content

Any articles, reflections, commentary, or memoranda published on this website represent the views of the author(s) as of the date of publication.

Such content:

• Is provided for informational and educational purposes only;

• Does not constitute investment advice;

• Does not constitute a recommendation to engage in any transaction; and

• Should not be relied upon as the basis for any investment decision.

Investment decisions should be based solely on the Offering Documents for a specific transaction and independent due diligence conducted by the prospective investor and their professional advisers.

9. No Fiduciary Relationship

Access to this website does not create any fiduciary, advisory, or agency relationship between you and Atlantic Bay Partners.

No such relationship shall exist unless and until definitive written agreements are executed between the relevant parties.

10. Third-Party Links and External Content

This website may contain links to third-party websites or references to third-party content. ABP does not control and is not responsible for the accuracy, completeness, security, or reliability of any external content.

Access to third-party websites is at your own risk.

11. Confidentiality and Intellectual Property

All content on this website, including text, graphics, branding, and materials, is the property of Atlantic Bay Partners and is protected by applicable intellectual property laws.

No portion of this website may be copied, reproduced, distributed, or transmitted without the prior written consent of Atlantic Bay Partners.

Certain materials may be confidential and intended solely for qualified recipients. Unauthorized use or distribution is strictly prohibited.

12. Limitation of Liability

To the fullest extent permitted by law, Atlantic Bay Partners, its principals, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to:

• Use of this website;

• Reliance on any information contained herein; or

• Inability to access the website.

Any use of this website and reliance on its contents is solely at your own risk.